Fixed Deposit Products
Compare PGB Term Deposit Schemes
Choose the right FD based on your goals: tax-saving, income payout, or maximum compounding.
PGB Tax Saver FD
Purpose:Tax Benefit (Sec 80C)
Tenure:5 - 10 Years (5 Yrs Lock-in)
Liquidity:Pre-withdrawal NOT allowed.
Multi-Benefit Term Deposit
Purpose:Reinvestment & Compounding
Tenure:6 Months to 10 Years
Liquidity:Pre-withdrawal allowed (Penalty applies).
Ordinary Fixed Deposit
Purpose:Simple Fixed Rate Payout
Tenure:7 Days to 10 Years
Liquidity:Pre-withdrawal allowed (Penalty applies).
Special Term Deposit
Purpose:Higher Rates for Specific Terms
Tenure:Specific Periods (e.g., 430 Days)
Liquidity:Pre-withdrawal typically restricted/special terms.
Sugam Term Deposit
Purpose:Monthly Income Payout Option
Tenure:1 Year to 10 Years
Liquidity:Pre-withdrawal allowed (Penalty applies).
Anupam Term Deposit
Purpose:In-Built Overdraft (Instant Credit)
Tenure:6 Months to 10 Years
Liquidity:In-built Overdraft available (No penalty for OD usage).
Note: Interest rates for all schemes are subject to change. Please visit a branch or check the official website for the latest applicable rates before opening a deposit.