PGB Anupam Term Deposit Scheme
Maximize returns while gaining instant access to credit through an in-built Overdraft.
In-Built Overdraft Facility (The Anupam Benefit)
The scheme comes with an automatic, pre-approved Overdraft limit linked to your deposit. This grants instant liquidity without needing a separate loan application.
Interest is charged only on the amount utilized, and only for the period it is used.
Deposit & OD Limit Enhancement
Facility for further deposits in the same account, leading to the automatic enhancement of your overdraft limit.
Scheme Details and Parameters
Deposit Amount:
Min: Rs. 10,000/-. Multiples of Rs. 1000/- thereafter.
Max: Rs. 99,99,000/-.
Deposit Tenure:
Ranging from 6 months to 120 months (10 years).
Payment on Maturity:
Payable at par in all PGB branches.
Nomination Facility:
Available.
Interest Rate & OD Details:
Competitive Interest Rate (Contact Branch)
*The OD limit is usually a percentage (e.g., 90%) of the FD value. Interest is charged on the OD at a rate slightly higher than the FD rate.