Punjab Gramin Bank

Punjab Gramin Bank

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● Financial Tools

Investment Growth Simulator

Project your future wealth using lump sum + monthly SIP with compounding.

How It Works

Power of compounding

Combines a Lump Sum and regular Monthly SIP, both growing via monthly compound interest.

Rate (r)

Higher rates lead to significantly faster exponential growth over time.

Tenure (t)

Time is the most crucial factor — longer tenures let compounding work its magic.

Monthly SIP

Regular contributions substantially increase the base on which interest compounds.

Total SIP
₹5,000 × 120mo

Input Parameters

Adjust to simulate growth

Lump Sum (Optional)
₹50,000
₹0₹20L
Monthly SIP
₹5,000
₹500₹50K
Expected Annual Rate
8.5%
1%18%
Tenure
10 Yrs
1 Yr30 Yrs
Invested 61%Returns 39%
InvestedReturns

Projected Corpus

10,57,324

after 10 years at 8.5% p.a.

Wealth Created

₹4.1L

Total Invested

₹6.5L

Wealth Created

₹4.1L

Final Corpus

₹10.6L

Projection is indicative only. Compounded monthly. Actual returns vary based on product terms and market conditions.