Account Comparison
PGB Savings Fund Schemes
SAVING FUND GENERAL DEPOSIT AND CURRENT ACCOUNTS
Min. Balance:Mandatory QAB (Varies)
Transactions:Unlimited (Full Service)
BASIC SAVING BANK DEPOSIT (BSBDA)
Min. Balance:ZERO Balance Required
Transactions:Limited (Max 4/Month)
PGB VIDYARATHI DEPOSIT SCHEME
Min. Balance:ZERO Balance Required
Transactions:Unlimited (Fee payments free)
PGB PENSION DEPOSIT SCHEME
Min. Balance:Waived on Pension Credit
Transactions:Unlimited (Full Service)
Quick Feature Comparison
| Scheme Name | Minimum Balance | Transactions | Target Audience |
|---|---|---|---|
| SAVING FUND GENERAL DEPOSIT AND CURRENT ACCOUNTS | Mandatory QAB (Varies) | Unlimited (Full Service) | General Public & Salaried |
| BASIC SAVING BANK DEPOSIT (BSBDA) | ZERO Balance Required | Limited (Max 4/Month) | Financial Inclusion & Low-Income |
| PGB VIDYARATHI DEPOSIT SCHEME | ZERO Balance Required | Unlimited (Fee payments free) | Students |
| PGB PENSION DEPOSIT SCHEME | Waived on Pension Credit | Unlimited (Full Service) | Retirees & Pensioners |
Disclaimer: Features and Quarterly Average Balance (QAB) requirements are indicative and subject to change. Please visit your nearest Punjab Gramin Bank (PGB) branch for the most current terms and fee schedules.