Unlock the Value of your Property.
Whether for personal milestones or business expansion, PGB Mortgage Loans provide the capital you need against your immovable assets with flexible repayment up to 15 years.
ROI starting at 9.90%*
For Personal Needs
- Govt Employees, PSU, & IT Assessees
- Min Net Monthly Income: ₹25,000
- Loan Range: ₹1.00L to ₹5.00L
Max Tenure
120 Months (10 Years)
ROI & CIC Score Matrix
Rates vary based on your credit health and tenure.
Bonus Discount
Get up to 0.75% ROI concession if property value is >300% of loan.
| CIC (Credit) Score | Term Loan | Over Draft |
|---|---|---|
| 750 and Above | 9.90% | 10.40% |
| 700 to 749 | 10.40% | 10.90% |
| 650 to 699 | 11.00% | 11.50% |
| Below 650 | 12.25% | 13.00% |
Assessment of Limit
65% of Realizable Value (RV) or 36x GMI
65% of Realizable Value (RV) or 36x GMI whichever is lower.
Service Fees
Upfront Fee (TL)
0.90%
Max: ₹1.00L + GST
Documentation
₹2,500 to ₹5,000
+ GST (Based on Loan Amount)
Important Note on Collateral
Security includes Equitable Mortgage (EM) of residential or commercial property . Comprehensive insurance of the property for re-construction cost is mandatory at the borrower's cost.