Building Your Future,
One Brick at a Time.
Unlock the doors to your dream home with PGB Housing Loans. Flexible repayment, attractive rates, and comprehensive coverage for all your housing needs.
Simple. Fast. Reliable.
PGB ensures a transparent process with zero hidden surprises.
Construction
Build your dream house or flat from scratch.
Purchase
Buy built or under-construction flats/houses.
Land Plot
Purchase land for future house building.
Renovation
Repairs, additions, or furnishing costs.
Eligibility & Funding
Available for Salaried employees, Professionals, Self-Employed, Businessmen, and Farmers. Staff members are also eligible under the public scheme.
Construction & Purchase
Need-based funding depending on project cost and repayment capacity.
Land/Plot Purchase
Maximum funding up to ₹500 Lakh.
Repairs & Renovation
Maximum funding up to ₹50 Lakh.
Furnishing Cost
Up to 15% of Home Loan or ₹50 Lakh (whichever is lower).
Repayment & Moratorium
| Loan Category | Max Tenure | Moratorium (Holiday) |
|---|---|---|
| Repairs/Renovation | 15 Years | 6 Months or Completion |
| Construction/Purchase | 30 Years | 18 Months (Construction) 3 Months (Ready Built) |
Margin Money
Stamp duty, registration & documentation charges are extra and not part of Margin Money.
Service Charges
Upfront Fee
0.35% of loan amount
Min ₹2,500 | Max ₹15,000
Documentation
₹1,350 + GST
Flat rate for all loan amounts
Loan Takeover
Need more clarity?
The features listed above are salient highlights of our scheme. For customized solutions and final approval, please contact your nearest PGB branch.