Financial Disclosures
Housing Rates
Audited interest rate matrix effective from 17-01-2026.
Market Low
7.05%
For 30L - 75L Segment
Preferred
Govt.
Irrespective of Score
RLLR
Linked
Floating Rate Policy
Govt. Employees or Pensioners
| Credit Segment | Up to 30L | 30L - 75L | Above 75L |
|---|---|---|---|
Irrespective of CIC Score | 7.25% | 7.05% | 7.15% |
Women Customers
| Credit Segment | Up to 30L | 30L - 75L | Above 75L |
|---|---|---|---|
Score 800 and Above | 7.25% | 7.05% | 7.15% |
Score 750 to 799 | 7.25% | 7.05% | 7.15% |
Score 700 to 749 | 7.45% | 7.30% | 7.50% |
Score 650 to 699 | 8.00% | 7.90% | 8.00% |
Score less than 650 | 9.50% | 9.45% | 9.45% |
General Public (Others)
| Credit Segment | Up to 30L | 30L - 75L | Above 75L |
|---|---|---|---|
Score 800 and Above | 7.25% | 7.05% | 7.15% |
Score 750 to 799 | 7.25% | 7.05% | 7.15% |
Score 700 to 749 | 7.50% | 7.35% | 7.55% |
Score 650 to 699 | 8.05% | 7.95% | 8.05% |
Score less than 650 | 9.50% | 9.45% | 9.45% |
Statutory Compliance Notice
These rates are subject to change based on RBI guidelines and Repo Rate fluctuations. The final interest rate applied is determined by the bank based on the borrower's risk profile and LTV ratio.