A Legacy of
Protection.
The Pradhan Mantri Jeevan Jyoti Bima Yojana ensures your family’s financial future with a ₹2 Lakh life cover for death due to any reason.
Death Benefit
Age Eligibility
18 to 50 Years
Cycle
June 1 to May 31
Annual Renewal
₹436 / Year
Flexible Enrollment
Join any time of the year. Your first-year premium is calculated proportionally based on the quarter you enroll in.
June - Aug
₹436
Sep - Nov
₹342
Dec - Feb
₹228
Mar - May
₹114
Eligibility & Rules
Individual bank account holders aged 18 to 50 .
Aadhar is the primary KYC. Consent for Auto-Debit is mandatory.
Only one bank account per person is eligible for the scheme.
Exited members can re-join later by submitting a health declaration.
Exit & Re-entry
If you choose to discontinue your subscription or if the auto-debit fails due to insufficient balance, you can re-join the scheme in the future.
Note: Renewal charges of ₹436 are auto-debited on or before 31st May every year to ensure continuous cover.