Jan Dhan to Jan Suraksha
Ensuring every Indian has affordable access to Banking, Remittance, Credit, Insurance, and Pension services.
Zero Balance
No minimum balance required. Open your account with ₹0 today.
Direct Benefits (DBT)
Get government subsidies directly in your bank account safely.
Accident Cover
₹2 Lakh accidental insurance cover with your RuPay Card.
Exclusive Benefits
Interest on Deposit
Earn interest on every rupee saved in your Jan Dhan account.
Overdraft Facility
Access up to ₹10,000/- overdraft after 6 months of satisfactory operations.
RuPay Debit Card
Get a free debit card for easy ATM withdrawals and shopping.
Nationwide Transfer
Easy and affordable money transfer services across India.
RuPay Card Security
Your Jan Dhan account comes with a RuPay Debit Card. This not only allows you to withdraw cash but also provides an inbuilt accidental insurance cover of ₹2 Lakh.
Keep your PIN secret and never share it with anyone calling as a bank official.
Easy Access
You can open a PMJDY account at any:
- All Public/Private Bank Branches
- Authorized Business Correspondent (BC) Outlets
Financial Roadmap
PMJDY is not just a bank account; it's a gateway to other social security schemes like Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).