SMS Banking
Commands
Send SMS from your Registered Mobile Number to 8512011115 to access banking services without internet.
8512011115
Send SMS To
8
Commands
24×7
Available
Send All SMS To
8512011115
From your registered mobile number only
Balance Enquiry
Check your current account balance instantly.
SMS Format
BAL <ACCOUNT NUMBER>Example
BAL 7000123456789Mini Statement
View your last 3 transactions.
SMS Format
MINSTMT <ACCOUNT NUMBER>Example
MINSTMT 7000123456789Card Hot Listing
Block your debit card immediately via SMS.
SMS Format
HOT <CARD NUMBER>Example
HOT 5089451234567890Generate Debit Card PIN OTP
Generate OTP to set your debit card PIN via Mobile Banking or ATM of PNB.
SMS Format
DCPIN <CARD NUMBER>Example
DCPIN 5089451234567890Fund Transfer — Own Account
Transfer funds between your own PGB accounts. Maximum ₹5,000 per transaction.
SMS Format
SLFTRF <PIN> <DEBIT A/C> <CREDIT A/C> <AMOUNT>Example
SLFTRF 7000123456789 7000987654321 100Maximum: ₹5,000 · Single transaction
Fund Transfer — Other Account
Transfer to another PGB account. Maximum ₹10,000 per transaction, up to 3 transactions per day.
SMS Format
TPTRF <PIN> <DEBIT A/C> <CREDIT A/C> <AMOUNT>Example
TPTRF 1234 7000123456789 7000987654321 100Maximum: ₹10,000 · 3 transactions/day
Cheque Status Enquiry
Check the current status of a specific cheque.
SMS Format
CHQINQ <PIN> <CHEQUE NUMBER> <ACCOUNT NUMBER>Example
CHQINQ 1234 123456 7000123456789Stop Cheque
Stop payment on a cheque you have issued.
SMS Format
STPCHQ <PIN> <CHEQUE NUMBER> <ACCOUNT NUMBER>Example
STPCHQ 1234 123456 7000123456789● Setup Guide
How to Generate Your 4-Digit SMS PIN
Open the PGB Mobile Banking app and log in with your credentials.
Navigate to My Profile → Set SMS Password in the app menu.
Set a 4-digit PIN. This PIN is required for all fund transfer and cheque SMS commands.
⚠ Security Notice
Protect Your SMS PIN
Your 4-digit SMS PIN is equivalent to your account password. Never share it with anyone — including PGB staff. Punjab Gramin Bank will never ask for your SMS PIN, OTP, or any banking credential via call, SMS, or email. Only send banking SMS from your own registered mobile number to 8512011115.
For assistance, call our 24×7 toll-free helpline: 1800-180-7777